Professional Indemnity (PI) insurance covers your costs in defending a negligence lawsuit and any damages awarded against you as a result.
Public Liability insurance (PL) - sometimes referred to as third party liability insurance) provides cover against costs you become legally liable to pay if, in the conduct of your business, you injure a third party and/or damage third party.
Personal Accident insurance (PA) provides a sum of money if you die or are seriously injured in any accident, at any time, anywhere in the world. In addition it pays a weekly amount if an accident prevents you from working.
| PI | PL | PA (optional) | |
| Standard | £1,000,000 | £1,000,000 | Accidental Death / Serious Injury - £100,000 Temporary Total Disability - 90% Weekly Wage (max £200 per week). See Policy Summary for full details. |
| Premier | £2,000,000 | £2,000,000 | Accidental Death / Serious Injury - £100,000 Temporary Total Disability - 90% Weekly Wage (max £200 per week). See Policy Summary for full details. |
Cover levels available online. Cover levels represent the maximum amount payable for any one claim.
See our Cover Guide, Policy Summary and Policy Wording for more information.